Sick of paying to get paid?

Keep 100% of Your Money with

0.00% Credit Card Processing!

0.00% Credit Card Processing!

Yes really. No

Yes really. No

Free Application & Setup

Don't pay a penny for bogus up-front fees. We'll even pay shipping on your new equipment!

A Well Kept Secret

Charity Swipes has been serving customers across the west coast for 4 years. Only recently did we go national to service all 50 states!

One Size Fits All

Charity Swipes accommodates businesses of all types and sizes. Small mom & pop to large corporations, we can handle your account!

Transparency & Honesty

We believe everything should be transparent. We'll inform you of everything you need to know regarding our service & pricing!

Free Application & Setup

Don't pay a penny for bogus up-front fees. We'll even pay shipping on your new equipment!

A Well Kept Secret

Charity Swipes has been serving customers across the west coast for 4 years. Only recently did we go national to service all 50 states!

One Size Fits All

Charity Swipes accommodates businesses of all types and sizes. Small mom & pop to large corporations, we can handle your account!

No Gimmicks or Surprises

We believe everything should be transparent. We'll inform you of everything you need to know regarding our service & pricing!

One Size Fits All

Charity Swipes accommodates businesses of all types and sizes. Small mom & pop to large corporations, we can handle your account!

Free Application & Setup

Don't pay a penny for bogus up-front fees. We'll even pay shipping on your new equipment!

No Gimmicks or Surprises

We believe everything should be transparent. We'll inform you of everything you need to know regarding our service & pricing!

0% Processing eliminates your merchant fees forever!

  • Legal in all 50 states
  • Collect and keep 100% of your sales
  • Next day funding
  • Eliminate processor fees
  • Hardware that automates the process for you
  • Incredibly easy to order, set up and manage
  • FREE shipping on hardware
  • FREE application and setup
  • 30-Day satisfaction guarantee!
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Our 0% Processing

Interchange Fees – 0%

Transaction Fees – $0.00

Authorization Fees – $0.00

Statement Fee – $0/month

Support Fee – $0/month

Minimum Fees – $0/month

Junk Fees – $0.00

0% Processing eliminates your merchant fees forever!

 

  • 100% legal
  • Available in all 50 states
  • Next day funding
  • Collect and keep 100% of your sales 
  • Eliminate processor fees
  • Hardware that automates the process for you
  • Incredibly easy to order, set up and manage
  • FREE shipping on hardware
  • FREE application and setup
  • 30-Day satisfaction guarantee!

How it Works

piggy

Bye-bye Fees

With our software, all the processing fees will be incorporated into the sale and a small service fee is passed on to the card holder.

cartoon terminal clear bg

Automated Ease

The terminal will automatically prompt a “convenience fee” of 3.99% on credit transactions at the time of the sale.

cash and coin

Yay, Cash

Your customers are rewarded for paying with cash or debit card by avoiding a 3.99% convenience fee.

pie

The Whole Pie

You, the business owner, get 100% of the sale and at the end of the month, your processing fees will be ZERO!

notice

Signage

We’ll give you the signage to place at your point-of-purchase which clearly spells out the process to customers.

How it Works

piggy

Bye-bye Fees

With our software, all the processing fees will be incorporated into the sale and a small service fee is passed on to the card holder.

cartoon terminal clear bg

Automated Ease

The terminal will automatically prompt a surcharge of 3.75% on credit transactions at the time of the sale.

cash and coin

Yay, Cash

Your customers are rewarded for paying in cash by avoiding a 3.75% convenience fee.

pie

The Whole Pie

You, the business owner, get 100% of the sale and at the end of the month, your processing fees will be ZERO!

notice

Signage

We’ll give you the signage to place at your point-of-purchase which clearly spells out the process to customers.

How it Works

piggy

Bye-bye Fees

With our software, all the processing fees will be incorporated into the sale and a small service fee is passed on to the card holder.

cartoon terminal clear bg

Automated Ease

The terminal will automatically prompt a convenience fee of 3.99% on credit card transactions at the time of the sale.

cash and coin

Yay, Cash

Your customers are rewarded for paying with cash or debit card by avoiding a 3.99% convenience fee.

pie

The Whole Pie

You, the business owner, get 100% of the sale and at the end of the month, your processing fees will be ZERO!

notice

Signage

We’ll give you the signage to place at your point-of-purchase which clearly spells out the process to customers.

example sign shadow
1

Your customer buys a sandwich & soda which costs $10.

2

He pays with a credit card and is notified on the terminal screen about the 3.99% convenience fee.

3

He selects “ok” to agree to the fee and his card is processed for $10.40

4

The next day, $10 is deposited into your bank account and we keep the $0.40.

5

At the end of the month you pay $0.00 in processing fees!

1

Your customer buys a sandwich & soda which costs $10.

2

He pays with a credit card and is notified on the terminal screen about the 3.75% convenience fee.

3

He selects “ok” to agree to the fee and his card is processed for $10.38 (rounds to the nearest penny)

4

The next day, $10 is deposited into your bank account and we keep the $0.38.

5

At the end of the month you pay $0.00 in processing fees!

1

Your customer buys a sandwich & soda which costs $10.

2

He pays with a credit card and is notified on the terminal screen about the 3.99% convenience fee.

3

He selects “ok” to agree to the fee and his card is processed for $10.40 (rounds to the nearest penny)

4

The next day, $10 is deposited into your bank account and we keep the $0.40.

5

At the end of the month you pay $0.00 in processing fees!

OLD processing vs NEW processing

 

Interchange Fees

Transaction Fee

Authorization Fee

Statement Fee

Support Fee

Monthly Minimum

Junk Fees

flag

Traditional Processing

2.00% – 3.00%

$.10 – $.20

$.10 – $.20

$10 – $20

$5 – $10

$25 – $50

$10 – $50

Heart and Card - Pink and new grey

Our 0% Processing

0%

$0.00

$0.00

$0/month

$0/month

$0/month

$0.00

No more confusing statements, frustrating hidden fees, or misleading pricing. With our 0% Processing you’ll never have to worry about fees again!

cross out 2
gold scale
Thinking_Face_Emoji-Emoji-Island-300x300

"Is surcharging against the rules?"

Thinking_Face_Emoji-Emoji-Island-300x300

"Is surcharging aginst the rules?"

It’s perfectly legal and acceptable!

44 states allow businesses to charge a “convenience fee” to their customers who pay with a credit card. 

If you’re NOT in Colorado, Connecticut, Kansas, Oklahoma, Maine or Massachusetts, you’re good to go!

If you are in one of those states, click here to find the best program for your business.

Well you should care! And FYI it’s perfectly legal.

44 states allow businesses to charge a “convenience fee” to their customers who pay with a credit card.

If you’re NOT in Colorado, Connecticut, Kansas, Oklahoma, Maine or Massachusetts, you’re good to go!

If you are in one of those states, click here to find the best program for your business.

Simply choose how you'd
like to take payments

Simply choose how you'd
like to take payments

dejavoo z11 no shadow

Terminal

+ 0% Processing!
$ 49
00
/Month
  • $0 Additional Monthly Fees!
  • $0 Setup Cost & $0 Shipping
  • EMV, Apple Pay & Droid Pay
  • Color Touch Screen
  • Connects via IP, WiFi, or Dial
  • 24-7-365 Technical Support
Small Clover Mini no Shadow

Clover Mini

+ 0% Processing!
$ 59
00
/Month
  • $0 Additional Monthly Fees!
  • $0 Setup Cost & $0 Shipping
  • EMV, Apple Pay & Droid Pay
  • 7" Color Touch Screen
  • Connects via IP, WiFi or 3G
  • 24-7-365 Technical Support
  • Access to Over 300 Custom Apps
  • Employee & Inventory Manager
  • Gift Card Program included
Flex no Shadow

Clover Flex

+ 0% Processing!
$ 69
00
/Month
  • $0 Additional Monthly Fees!
  • $0 Setup Cost & $0 Shipping
  • EMV, Apple Pay & Droid Pay
  • Color Touch Screen
  • Connects via IP, WiFi or 3G
  • 24-7-365 Technical Support
  • Access to over 300 Custom Apps
  • Employee & Inventory Manager
  • Gift Card Program included
Large Clover 2019 resized

Clover 2019 Station

+ 0% Processing!
$ 99
00
/Month
  • Clover Monthly Fee included in $99 (NO Additional Fee!)
  • $0 Setup Cost & $0 Shipping
  • EMV, Apple Pay & Droid Pay
  • 14" Color Touch Screen
  • Connects via IP or WiFi
  • 24-7-365 Technical Support
  • Access to over 300 Custom Apps
  • Employee & Inventory Manager
  • Cash Drawer included
  • Receipt Printer included
  • Gift Card Program included
  • 100 Custom Gift Cards included
dejavoo z11 no shadow

Terminal

+ 0% Processing!
$ 49
00
/Month
  • $0 Additional Monthly Fees!
  • $0 Setup Cost & $0 Shipping
  • EMV, Apple Pay & Droid Pay
  • Color Touch Screen
  • Connects via IP, WiFi, or Dial
  • 24-7-365 Technical Support
Small Clover Mini no Shadow

Clover Mini

+ 0% Processing!
$ 59
00
/Month
  • $0 Additional Monthly Fees!
  • $0 Setup Cost & $0 Shipping
  • EMV, Apple Pay & Droid Pay
  • 7" Color Touch Screen
  • Connects via IP, WiFi or 3G
  • 24-7-365 Technical Support
  • Access to Over 300 Custom Apps
  • Employee & Inventory Manager
  • Gift Card Program included
Flex no Shadow

Clover Flex

+ 0% Processing!
$ 69
00
/Month
  • $0 Additional Monthly Fees!
  • $0 Setup Cost & $0 Shipping
  • EMV, Apple Pay & Droid Pay
  • Color Touch Screen
  • Connects via IP, WiFi or 3G
  • 24-7-365 Technical Support
  • Access to over 300 Custom Apps
  • Employee & Inventory Manager
  • Gift Card Program included
Large Clover 2019 resized

Clover 2019 Station

+ 0% Processing!
$ 99
00
/Month
  • Clover Monthly Fee included in $99 (NO Additional Fee!)
  • $0 Setup Cost & $0 Shipping
  • EMV, Apple Pay & Droid Pay
  • 14" Color Touch Screen
  • Connects via IP or WiFi
  • 24-7-365 Technical Support
  • Access to over 300 Custom Apps
  • Employee & Inventory Manager
  • Cash Drawer included
  • Receipt Printer included
  • Gift Card Program included
  • 100 Custom Gift Cards included

Every pricing plan includes:

  • Equipment & All Monthly Fees for the Account
  • $0 Setup Fees & $0 Shipping Fees
  • Free 24-7-365 Customer & Tech Support
  • Equipment Comes Programmed so it's Ready to Use Out-of-the-Box
  • PCI Compliance Fees & Ongoing Compliance Assistance
  • Charity Give-Back Program (learn more here)
  • Initial Menu/Inventory Upload (on Blue, Purple, and Teal Programs)
  • 30-Day Risk-Free Trial
  • Equipment & All Monthly Fees for the Account
  • $0 Setup Fees & $0 Shipping Fees
  • Free 24-7-365 Customer & Tech Support
  • Equipment Comes Programmed so it's Ready to Use Out-of-the-Box
  • PCI Compliance Fees & Ongoing Compliance Assistance
  • Charity Give-Back Program (learn more here)
  • Initial Menu/Inventory Upload (on Blue, Purple, and Teal Programs)
  • 30-Day Risk-Free Trial

Application takes 5 minutes

Let's get you started fast!

or call

Application takes 5 minutes

Let's get you started fast!

or call us

0% Processing FAQS

0% Processing FAQS

Still have questions? Let us know.

Still have questions? Let us know.