Stop paying processing fees!

Yes really. No

Stop paying processing fees!

Free Application & Setup

Don't pay a penny for bogus up-front fees. We'll even pay shipping on your new equipment!

A Well Kept Secret

Charity Swipes has been serving customers across the west coast for 7 years. We are now national, servicing all 50 states!

One Size Fits All

Charity Swipes accommodates businesses of all types and sizes. Small mom & pop to large corporations!

Transparency & Honesty

We believe in transparency. We'll inform you of everything you need to know regarding our service & pricing!

Free Application & Setup

Don't pay a penny for bogus up-front fees. We'll even pay shipping on your new equipment!

A Well Kept Secret

Charity Swipes has been serving customers across the west coast for 4 years. Only recently did we go national to service all 50 states!

One Size Fits All

Charity Swipes accommodates businesses of all types and sizes. Small mom & pop to large corporations, we can handle your account!

No Gimmicks or Surprises

We believe everything should be transparent. We'll inform you of everything you need to know regarding our service & pricing!

One Size Fits All

Charity Swipes accommodates businesses of all types and sizes. Small mom & pop to large corporations, we can handle your account!

Free Application & Setup

Don't pay a penny for bogus up-front fees. We'll even pay shipping on your new equipment!

No Gimmicks or Surprises

We believe everything should be transparent. We'll inform you of everything you need to know regarding our service & pricing!

Our Cash Discount program eliminates your merchant fees forever!

  • Legal in all 50 states
  • Collect and keep 100% of your sales
  • Eliminate ALL transaction fees
  • Get your money quickly with next-day deposits
  • Hardware that automates the process for you
  • Easy to apply, set up and manage
  • Free shipping on hardware
  • Free application and setup
Logo Pinkish heart NEW

Charity Swipes Cash Discount Processing

Interchange Fees – 0.00%

Transaction Fees – $0.00

Authorization Fees – $0.00

Statement Fee – $0/month

Support Fee – $0/month

Minimum Fees – $0/month

Junk Fees – $0.00

Cash Discount Processing eliminates merchant fees forever!

  • 100% legal
  • Available in all 50 states
  • Next day funding
  • Collect and keep 100% of your sales 
  • Eliminate processor fees
  • Hardware that automates the process for you
  • Easy to order, set up and manage
  • FREE shipping on hardware
  • FREE application and setup

How it Works

piggy

Bye-bye Fees

With our software, all the processing fees are incorporated into the sale and a small service fee is passed on to the card holder.

cartoon terminal clear bg

Automated Ease

The terminal will automatically prompt a “card price” that is 3.95% more than the cash price.

cash and coin

Yay, Cash

Your customers are rewarded for paying with cash by avoiding the 3.95% convenience fee.

pie

The Whole Pie

Regardless if they pay cash or card, you get 100% of the sale and at the end of the month, your processing fees are ZERO!

notice

Signage

We’ll give you the signage to place at your point-of-purchase which clearly spells out the process to customers.

How it Works

piggy

Bye-bye Fees

With our software, all the processing fees will be incorporated into the sale and a small service fee is passed on to the card holder.

cartoon terminal clear bg

Automated Ease

The terminal will automatically prompt a surcharge of 3.75% on credit transactions at the time of the sale.

cash and coin

Yay, Cash

Your customers are rewarded for paying in cash by avoiding a 3.75% convenience fee.

pie

The Whole Pie

You, the business owner, get 100% of the sale and at the end of the month, your processing fees will be ZERO!

notice

Signage

We’ll give you the signage to place at your point-of-purchase which clearly spells out the process to customers.

How it Works

piggy

Bye-bye Fees

With our software, all the processing fees will be incorporated into the sale and a small service fee is passed on to the card holder.

cartoon terminal clear bg

Automated Ease

The terminal will show two options: cash or card. The card price will be 3.95% more than the cash price.

cash and coin

Yay, Cash

Your customers are rewarded for paying with cash by avoiding a 3.95% convenience fee.

pie

The Whole Pie

You, the business owner, get 100% of the sale and at the end of the month, your processing fees will be ZERO!

notice

Signage

We’ll give you the signage to place at your point-of-purchase which clearly spells out the process to customers.

example sign shadow
1

Your customer buys a sandwich which costs $10.

2

The POS shows him two options: a cash price of $10 and a card price of $10.40 (a 3.95% convenience fee).

3

He selects “card” and his card is processed for $10.40.

4

The next day, $10 is deposited into your bank account and we keep the $0.40.

5

At the end of the month you pay $0.00 in processing fees!

1

Your customer buys a sandwich & soda which costs $10.

2

The POS shows him two options: a cash price of $10 and a card price of $10.40 (3.95% convenience fee).

3

He selects “ok” to agree to the fee and his card is processed for $10.40.

4

The next day, $10 is deposited into your bank account and we keep the $0.40.

5

At the end of the month you pay $0.00 in processing fees!

OLD processing vs NEW processing

Fees

Interchange Fees

Transaction Fee

Authorization Fee

Statement Fee

Support Fee

Mo. Minimum

Junk Fees

flag

Traditional Processing

2.00% – 3.00%

$.10 – $.25

$.10 – $.25

$10 – $20

$5 – $10

$25 – $50

$10 – $50

Logo Pinkish heart NEW

Cash Discount

0%

$0.00

$0.00

$0/month

$0/month

$0/month

$0.00

No more confusing statements, frustrating hidden fees, or misleading pricing. With Cash Discount Processing you’ll never have to worry about fees again!

no fees
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Thinking_Face_Emoji-Emoji-Island-300x300

"Is surcharging against the rules?"

Thinking_Face_Emoji-Emoji-Island-300x300

"Is surcharging aginst the rules?"

It’s perfectly legal and acceptable!

44 states allow businesses to charge a “convenience fee” to their customers who pay with a credit card. 

If you’re NOT in Colorado, Connecticut, Kansas, Oklahoma, Maine or Massachusetts, you’re good to go!

If you are in one of those states, click here to find the best program for your business.

Well you should care! And FYI it’s perfectly legal.

44 states allow businesses to charge a “convenience fee” to their customers who pay with a credit card.

If you’re NOT in Colorado, Connecticut, Kansas, Oklahoma, Maine or Massachusetts, you’re good to go!

If you are in one of those states, click here to find the best program for your business.

Simply choose how you'd
like to take payments

Simply choose how you'd
like to take payments

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Terminal

$ 99 /Month
  • $0 Additional Monthly Fees!
  • $0 Setup Cost & $0 Shipping
  • EMV, Apple Pay & Droid Pay
  • Color Touch Screen
  • Connects via IP, WiFi, or Dial
  • 24-7-365 Technical Support
Small Clover Mini no Shadow

Clover Mini

$ 149 /Month
  • $0 Additional Monthly Fees!
  • $0 Setup Cost & $0 Shipping
  • EMV, Apple Pay & Droid Pay
  • 7" Color Touch Screen
  • Connects via IP, WiFi or 3G
  • 24-7-365 Technical Support
  • Access to Over 300 Custom Apps
  • Employee & Inventory Manager
  • Gift Card Program included
Flex no Shadow

Clover Flex

$ 149 /Month
  • $0 Additional Monthly Fees!
  • $0 Setup Cost & $0 Shipping
  • EMV, Apple Pay & Droid Pay
  • Color Touch Screen
  • Connects via IP, WiFi or 3G
  • 24-7-365 Technical Support
  • Access to over 300 Custom Apps
  • Employee & Inventory Manager
  • Gift Card Program included
Large Clover 2019 resized

Clover Duo Station

$ 249 /Month
  • Clover Monthly Fee included in $99 (NO Additional Fee!)
  • $0 Setup Cost & $0 Shipping
  • EMV, Apple Pay & Droid Pay
  • 14" Color Touch Screen
  • Connects via IP or WiFi
  • 24-7-365 Technical Support
  • Access to over 300 Custom Apps
  • Employee & Inventory Manager
  • Cash Drawer included
  • Receipt Printer included
  • Gift Card Program included
  • 100 Custom Gift Cards included
QD4 new

Terminal

+ 0% Processing!
$ 95 /Month
  • $0 Additional Monthly Fees!
  • $0 Setup Cost & $0 Shipping
  • EMV, Apple Pay & Droid Pay
  • 4 Year Warranty
  • Color Touch Screen
  • Connects via IP or WiFi
  • 24-7-365 Technical Support
Flex no Shadow

Clover Flex

+ 0% Processing!
$ 155 /Month
  • $0 Additional Monthly Fees!
  • $0 Setup Cost & $0 Shipping
  • EMV, Apple Pay & Droid Pay
  • 4 Year Warranty
  • Color Touch Screen
  • Connects via IP, WiFi or 4G
  • 24-7-365 Technical Support
  • Access to over 300 Custom Apps
  • Employee & Inventory Manager
  • Gift Card Program included
Small Clover Mini no Shadow

Clover Mini

+ 0% Processing!
$ 175 /Month
  • $0 Additional Monthly Fees!
  • $0 Setup Cost & $0 Shipping
  • EMV, Apple Pay & Droid Pay
  • 4 Year Warranty
  • 7" Color Touch Screen
  • Connects via IP, WiFi or 4G
  • 24-7-365 Technical Support
  • Access to Over 300 Custom Apps
  • Employee & Inventory Manager
  • Gift Card Program included
Large Clover 2019 resized

Clover Duo

+ 0% Processing!
$ 275 /Month
  • $0 Additional Monthly Fees!
  • $0 Setup Cost & $0 Shipping
  • EMV, Apple Pay & Droid Pay
  • 4 Year Warranty
  • 14" Color Touch Screen
  • Connects via IP, WiFi or 4G
  • 24-7-365 Technical Support
  • Access to over 300 Custom Apps
  • Employee & Inventory Manager
  • Cash Drawer & Printer included
  • Gift Card Program included
  • Website Integration

Every pricing plan includes:

  • Equipment & All Monthly Fees for the Account
  • $0 Setup Fees & $0 Shipping Fees
  • 4-Year Equipment Protection Plan
  • Free 24-7-365 Customer & Tech Support
  • Equipment Comes Programmed so it's Ready to Use Out-of-the-Box
  • PCI Compliance Fees & Ongoing Compliance Assistance
  • Charity Give-Back Program (learn more here)
  • Initial Menu/Inventory Upload (on Blue, Purple, and Teal Programs)
  • 30-Day Risk-Free Trial
  • Equipment & All Monthly Fees for the Account
  • $0 Setup Fees & $0 Shipping Fees
  • Free 24-7-365 Customer & Tech Support
  • Equipment Comes Programmed so it's Ready to Use Out-of-the-Box
  • PCI Compliance Fees & Ongoing Compliance Assistance
  • Charity Give-Back Program (learn more here)
  • Initial Menu/Inventory Upload (on Blue, Purple, and Teal Programs)
  • 30-Day Risk-Free Trial

Application takes 5 minutes

Application takes 5 minutes

Let's get you started fast!

Still have questions? Let us know.

Still have questions? Let us know.

Cash Discount Processing FAQS